Archive for the "Insurance" Category

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Cutting Your Insurance Premiums

You can’t turn on your TV without seeing the animated gecko that tells us that we should get competitive quotes for insurance in order to cut our premium. This is a tried and true method of lowering our price, but there are other strategies that can be just as important.

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Transferring Risks With Insurances

Transferring risk refers to shifting the risk in whole or in part from you to another party. The most common form of transfer is the insurance mechanism whereby, in exchange for a predetermined premium payment, an insurance company will assume losses that you would’ve otherwise had to absorb yourself.

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Wedding Insurance Claims

It would be natural to assume that wedding insurance companies are seeing far fewer instances of things going wrong as a result of the increased use of technology to help organise a wedding, increasing efficiency and boosting accuracy.

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Insurance Policies – An Overview

Before going into the depths of the insurance and its benefits, we must know what the term “Insurance” actually is. Insurance is a kind of contract or policy, in which an individual and/or an entity (a family or an organization), receives financial protection, indemnity or a reimbursement against certain losses, from the insurance company, in exchange of premiums.

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Japan’s Insurance Industry

During the heydays of the 80’s and the first half of 90’s, like rest of its economy, Japan’s insurance industry was growing as a juggernaut. The sheer volume of premium income and asset formation, sometimes comparable with even the mightiest U.S.A. and the limitation of domestic investment opportunity, led Japanese insurance firms to look outwards for investment. The industry’s position as a major international investor beginning in the 1980’s brought it under the scanner of analysts around the world

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Tips To Help You Buy Insurance Online

The process of buying insurance use to be a hassle. Before the Internet, the only way consumers could assess the policies offered by each company in the industry was by phone. Today though, you can use phone resources, Internet resources, and you can also contact knowledgeable professionals who work in this industry as well. The following tips will give you the help you need to buy insurance online today.

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Insurance and Investment

Perhaps the title of the article may appear confusing to many, as they might be under the impression that these two words have nothing in common and rather represent two totally different ideas or thinking.

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Insurance Claim Denial

Insurance companies are not quick to advertise that good faith claims standards require them to investigate your insurance claim in a prompt and reasonable manner. Nor can they force you into an unwarranted insurance dispute grounded in unreasonable delay tactics and excessive demands.

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I Just Had An Accident, What Do I Do Now?

This seems to be an ongoing question that I still get asked even though I’m not working in the Insurance Office any longer. I still have my friends and family call me up after an accident to ask me what they should do after they just had an accident. After an accident you should always notify the police, exchange information with the other person involved, and contact your insurance company. You do NOT want to admit fault or discuss your accident with anyone besides the police or your Insurance Agent/Claim Rep. So, today I’m going to go over the steps on what I feel that you should do after an accident.

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5 Types of Insurance to Make Your Life Easier

Insurance is certainly something that can make your life easier once it is all sorted giving you full peace of mind. There are several types of insurance that you can purchase for a whole range of purposes. Here are some of the different types of insurance and how they really can benefit you.

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Tennessee Health Insurance

The flooding that hit Kentucky, Mississippi and Tennessee on May 1-2, 2010 has been called the “1000-year flood” because it broke several rainfall records and set all-time record crests in least five rivers.

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PPI – The Dilemmas Under Discussion

PPI, Payment Protection Insurance- have you ever come across this word in your financial transactions? Victims would never forget at the same time if you are hearing this word for the very first time then probably this is the right time to educate yourself about the tactics behind PPI. Payment Protection Insurance is often featured as a “Protective scheme” but when you get into the topic in a deeper way then you may understand it is just an illusion.

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Shopping Around For The Cheapest Car Insurance Quote

People today are even more aware of trying to save money wherever they can without diminishing the actual quality of the product or service. It has lead to an increased usage of websites that can compare quotes on items or sites that contain tips on how to get better deals. So if you are looking for your car insurance and wanting to save money then here are some tips on shopping around for the cheapest car insurance quote.

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Let Online Insurance Brokers Find You Good Rates

If you have just bought a new home or vehicle, then one thing that you are responsible for is buying insurance. Although it may be an inconvenience, most of the time the law requires that you at least acquire liability insurance if you want to be able to drive your vehicle on the public roads. This includes vehicles such as automobiles, trucks, recreational vehicles, and motorcycles. If you fail to purchase insurance and are caught driving without it, then there could be severe consequences.

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Get Good Insurance Advice Online

Are you confused about what insurance coverage you should get? If you, just like many, others feel that you are paying too much by way of insurance it is time you sought the advice of an online insurance broker. Internet has proved to be an invaluable asset in all the fields today. Whether you need insurance for autos, trucks, motorcycles, homes, and recreational vehicles you can get endless number of options on the internet.

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Tips for Finding Insurance Comparisons

If you are currently looking for insurance comparisons you may be a bit confused about how best to go about it. There are so many insurance companies around that the task might seem quite intimidating. How can you possibly evaluate what they all have to offer so that you can make a good comparison? Hopefully the following tips will make this task a bit easier.

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Changing Face of Indian Insurance Industry

India is the Number one democratic country in the world, having second largest population in the world. Further the majority of them – almost to the tune of 85% do not have any kind of life cover. As such there is scope for life insurance business in India.

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Mortgage Payment Protection Insurance Claims in a Nutshell

You may know someone who is “making a Mortgage payment protection insurance or PPI claim”, or you may be making one yourself and tell someone else about it. But what does this statement really mean in plain English? What would you say in response to someone who asks you “Can you explain that to me, I don’t know anything about that?” You would have to think carefully before replying, because this seemingly concise sentence is in actual fact open to ambiguity and misinterpretation. Well, most people in the UK probably know that PPI stands for Payment Protection Insurance, although, just to confuse things further, in America the PPI is a measure of inflation, namely the Producer Prices Index.

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Laptop Cover

Gadgets and technology typically have a fairly short lifespan. Even if you don’t expect your laptop to last forever, taking out some laptop cover may help you to avoid having to pay out to replace it before you are ready to.

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Finding Apple iPad Insurance

Apple iPad insurance may sound a bit boring when compared to the iPad itself.

There’s no doubting though, that insurance of any type can play an important role in helping us deal with events which could otherwise turn out to be very expensive.

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