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If you’ve recently purchased a motor vehicle insurance quote, your may have believed that insurance firms are charging huge amounts for vehicle insurance policies. The big problem is that in the times that we live in, theft of vehicles along with hijackings are very serious problems and insurance companies deal with these types of cases on a daily basis.

If you have a look at the statistics it is stunning to see how many hijackings take place at the vehicle owner’s premises. The key reason for this is that individuals are in “comfort zones” if they are at their own houses (and even at their offices) and are therefore much more susceptible to such attacks.

There are many of security precautions and measurements that you can take. This might not result in a less expensive insurance quote immediately, but in the long run, it might just pay off if every individual just exercise a bit more caution.

Always be alert. The next time you’re on your way to your place of work (or anywhere else for that matter!); pay some attention to some of the motorists around you. You will find that quite a few are either lost in thought while talking on their cell phones or focusing on the little one bouncing around on the back seat, or possibly just sitting back and listening to the news on the radio. These individuals quite often have no idea of what’s going on around them and they are can very easily end up either in a car accident, or with a gun against their head as the next hijack victim!

Never leave precious items in the car. If you are sloppy enough to leave your handbag or your notebook computer on your backseat you will end up having to face the consequences. Don’t feel that because your doors are locked this will stop robbers from taking your belongings. It isn’t difficult to pick a lock or to break a window. Sure, your vehicle alarm might make a bit of noise, but by the time that somebody pays attention the thugs will be gone!

Avoid lonely and dark areas, especially in the evening. Don’t go looking for trouble! If you are driving all on your own, make certain you stick to major highways and byways and steer clear of desolated areas by any means. If you are not familiar with a specific area, you can quite quickly end up totally lost and panicked. Plan your routes in such a way that you avoid unfamiliar areas early mornings or late into the evening.

Familiarize yourself with the latest hijacking trends. Even crooks are slightly predictable – ensure that you are up to date with the ways that hijackers operate and what to look out for.

On top of that, keep your windows and doors shut at all times and install alarms, gear-locks and tracking devices in your vehicle.

Next time you visit your insurance provider for an insurance quote, don’t forget to ask them about further measurements to take to protect yourself against motor vehicle crime as far as possible.